We have over 30 years of insurance experience helping clients prepare for the unknown. Ask us about Medicare plans, Life insurance, Long Term Care insurance, and more! We work with ALL the companies so you can get the right one for your situation.
Many financial experts will tell you that unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Everyone has different insurance needs. Call us today for a personalized review and find out how we can help protect you with insurance.
Fred began his insurance career in 1990 with The Prudential. He built a big agency with over 3,800 agents for 20 years, yet since 2011 he has become independent with no agents, representing ALL companies for Medicare plans, Life insurance, Long Term Care insurance and more. Fred has one son whom he loves very much, and Fred loves working in his garden, heavy weightlifting, and a little guitar playing.
Ebonie came on board with TBO in 2022 as marketing assistant. She has learned many things about the business and serves as a key client contact for questions and concerns. Ebonie is an excellent Scrabble player. and has 3 children plus one big dog, all of whom she loves very much.
Brenda has worked as an office consultant with TBO for 4 years. Without her help, our office and computer files would be a mess! Brenda has 2 sons whom she loves very much; she also loves animals and crossword puzzles.
Please contact us if you cannot find an answer to your questions.
A deductible is an amount that you're responsible for before insurance kicks in. This is the amount you pay out-of-pocket, and insurance covers the remainder of the bill. A copay should actually be called "you pay", because that is the small amount you pay to see a doctor, hospital, lab, dentist, etc.
Call our office right now so we can review your situation and set up your policy or policies immediately, based on your specific needs.
We review your needs and tell you the options for insurance so you can make an informed decision. We help you before, during and after getting insurance, so that you are a satisfied customer. Because at our agency, it's all about YOU!
Fill out the form with any questions you have about finding the coverage that's right for you!
Monday - Friday: 8am - 8pm
Saturday: 8am - 2pm